Can you deal with your own personal injury claim?
Of course you can! Whilst there are some obscure pieces of legislation out there, there is no law which states you must have a lawyer conduct your personal injury claim for you.
However, it should be borne in mind that insurers have a duty to act in the best interests of their shareholders. Valuing a personal injury claim is a matter of professional judgement and the insurers will know that you are unlikely to have any idea of what your claim is potentially worth and they are under no obligation to tell you.
A tactic that I have heard of when a claimant pursues their own claim is insurance companies advising that there is no need to involve a lawyer as their fees will be excessive. This is nonsense. Remember, the insurer has a duty to their shareholder. As lawyers, we must act in the best interests of our clients and secure the best settlement possible. Insurers put up a fight against lawyers, so what chance does a non-lawyer stand?
The personal injury lawyers at GC Solicitors are well versed when it comes to insurer tactics and have had many clients who have come to us asking for assistance as the insurer has made an offer but the Claimant has no clue what their claim is potentially worth. If this is the position you are in, we will happily assess your claim and fight to get you the best possible settlement under a No Win – No Fee Agreement.

By Ruth Hinchliffe